2026 Best Value Insurance Schools
Looking for the best-value Insurance programs programs in the United States? Our ranking highlights 100 institutions by value — the balance of cost and student outcomes, using our 2026 methodology. Each school below is scored on factors such as tuition, student debt, and post-graduation earnings to surface the strongest return on investment.
To help you make your decision, Business Degree Central reviewed schools to produce this 2026 value ranking, drawing primarily on U.S. Department of Education data (IPEDS and College Scorecard). View our full ranking methodology.
Top 25 Best-Value Insurance Schools in the United States
Here are the top-ranked schools for value:
Madison Area Technical College tops our 2026 ranking of the best-value Insurance programs schools in the United States. Madison Area Technical College is a public school based in Madison, WI. In-state tuition and fees average $4,977, compared with $7,141 for out-of-state students. Typical Insurance student debt is $16,812. Median earnings reach $45,413 ten years out. That is a strong return on a $16,812 median debt. Read the full report on Madison Area Technical College
You'll get strong value at Bismarck State College, which ranked #2 this year. This public school is set in Bismarck, ND. The average in-state cost of tuition and fees is $5,247, while out-of-state students pay about $7,331. Bismarck State College Insurance students take on a median of $13,340 in debt. Ten years after enrolling, students earn a median of $54,277. Weighed against typical debt, the earnings make a compelling case for value. See the full Bismarck State College profile
A rank of #3 makes Rio Salado College one of the best values in the United States. Set in Tempe, AZ, Rio Salado College is a public institution. The average in-state cost of tuition and fees is $2,358, with out-of-state students paying around $8,958. Rio Salado College Insurance students take on a median of $13,679 in debt. A decade after starting, students earn a median of $41,015. Weighed against typical debt, the earnings make a compelling case for value. See the full Rio Salado College profile
Out of the 100 schools in the United States in this year's value ranking, Clark State Community College landed the #4 spot. Located in Springfield, OH, Clark State Community College is a public institution. Students from in state pay about $4,393 in tuition and fees, compared with $8,049 for out-of-state students. Students borrow a median of $20,740 to complete their Insurance program here. Clark State Community College alumni report median earnings of $39,584 a decade after entry. Weighed against typical debt, the earnings make a compelling case for value. Read more about Clark State Community College
Out of the 100 schools in the United States in this year's value ranking, Lansing Community College landed the #5 spot. Lansing Community College is a public school based in Lansing, MI. The average in-state cost of tuition and fees is $4,100, compared with $11,300 for out-of-state students. Students borrow a median of $16,700 to complete their Insurance program here. A decade after starting, students earn a median of $39,206. Weighed against typical debt, the earnings make a compelling case for value. See the full Lansing Community College profile
Franklin University came in at #6 in this year's value ranking. This private not-for-profit school is set in Columbus, OH. In-state tuition and fees average $9,577. Students borrow a median of $35,890 to complete their Insurance program here. Ten years after enrolling, students earn a median of $51,892. That is a strong return on a $35,890 median debt. See the full Franklin University profile
Ivy Tech Community College ranked #7 on our 2026 list of the best-value Insurance schools. Based in Indianapolis, IN, Ivy Tech Community College is a public institution. Students from in state pay about $5,154 in tuition and fees, with out-of-state students paying around $9,935. Graduates carry a median of $11,889 in student loans. Ivy Tech Community College alumni report median earnings of $37,186 a decade after entry. That is a strong return on a $11,889 median debt. Get the full Ivy Tech Community College report
University Of Wisconsin Oshkosh came in at #8 in this year's value ranking. University Of Wisconsin Oshkosh is a public school based in Oshkosh, WI. Students from in state pay about $8,532 in tuition and fees, while out-of-state students pay about $16,446. The median Insurance program debt is $24,619. University Of Wisconsin Oshkosh alumni report median earnings of $55,548 a decade after entry. Weighed against typical debt, the earnings make a compelling case for value. Roughly 86% of applicants are accepted. See the full University Of Wisconsin Oshkosh profile
Ferris State University ranked #9 on our 2026 list of the best-value Insurance schools. This public school is set in Big Rapids, MI. The average in-state cost of tuition and fees is $14,778. Typical Insurance student debt is $23,562. Ferris State University alumni report median earnings of $54,735 a decade after entry. Weighed against typical debt, the earnings make a compelling case for value. The acceptance rate is 91%. Get the full Ferris State University report
Butler University offered strong value this year, earning the #11 position. Set in Indianapolis, IN, Butler University is a private not-for-profit institution. In-state tuition and fees run about $47,560. The median Insurance program debt is $25,351. Ten years after enrolling, students earn a median of $77,235. Weighed against typical debt, the earnings make a compelling case for value. About 85% of those who apply are admitted. See the full Butler University profile
Florida State University placed #12 among the best-value Insurance schools in the United States. Located in Tallahassee, FL, Florida State University is a public institution. The average in-state cost of tuition and fees is $6,517, with out-of-state students paying around $21,683. Florida State University Insurance students take on a median of $21,500 in debt. Median earnings reach $61,675 ten years out. Weighed against typical debt, the earnings make a compelling case for value. About 24% of those who apply are admitted. Read the full report on Florida State University
University Of Akron Main Campus offered strong value this year, earning the #13 position. This public school is set in Akron, OH. Students from in state pay about $13,135 in tuition and fees, compared with $20,815 for out-of-state students. The median Insurance program debt is $25,347. A decade after starting, students earn a median of $46,600. That is a strong return on a $25,347 median debt. University Of Akron Main Campus has an acceptance rate of 60%. Read more about University Of Akron Main Campus
Owens Community College placed #14 among the best-value Insurance schools in the United States. Located in Perrysburg, OH, Owens Community College is a public institution. The average in-state cost of tuition and fees is $5,870, compared with $10,502 for out-of-state students. Students borrow a median of $19,383 to complete their Insurance program here. Median earnings reach $37,275 ten years out. That is a strong return on a $19,383 median debt. Get the full Owens Community College report
Kansas State University placed #15 among the best-value Insurance schools in the United States. Based in Manhattan, KS, Kansas State University is a public institution. In-state tuition and fees run about $11,221, with out-of-state students paying around $28,568. The median Insurance program debt is $23,546. A decade after starting, students earn a median of $57,262. Weighed against typical debt, the earnings make a compelling case for value. Roughly 82% of applicants are accepted. More on Kansas State University
Missouri State University Springfield placed #16 among the best-value Insurance schools in the United States. Missouri State University Springfield is a public school based in Springfield, MO. In-state tuition and fees run about $9,502, compared with $18,770 for out-of-state students. The median Insurance program debt is $24,408. A decade after starting, students earn a median of $49,827. That is a strong return on a $24,408 median debt. Missouri State University Springfield has an acceptance rate of 90%. Read the full report on Missouri State University Springfield
Illinois State University offered strong value this year, earning the #17 position. Based in Normal, IL, Illinois State University is a public institution. In-state tuition and fees run about $14,410, while out-of-state students pay about $26,058. Illinois State University Insurance students take on a median of $19,500 in debt. Ten years after enrolling, students earn a median of $62,117. Weighed against typical debt, the earnings make a compelling case for value. Roughly 88% of applicants are accepted. Read more about Illinois State University
University Of North Texas ranked #18 on our 2026 list of the best-value Insurance schools. Set in Denton, TX, University Of North Texas is a public institution. In-state tuition and fees average $11,309, compared with $21,149 for out-of-state students. Graduates carry a median of $21,204 in student loans. University Of North Texas alumni report median earnings of $57,010 a decade after entry. Set against $21,204 in median debt, that is a healthy payoff. Roughly 72% of applicants are accepted. See the full University Of North Texas profile
University Of Wisconsin Madison ranked #19 on our 2026 list of the best-value Insurance schools. This public school is set in Madison, WI. In-state tuition and fees average $11,603, compared with $42,103 for out-of-state students. University Of Wisconsin Madison Insurance students take on a median of $20,500 in debt. Ten years after enrolling, students earn a median of $73,792. Set against $20,500 in median debt, that is a healthy payoff. University Of Wisconsin Madison admits about 45% of applicants. Get the full University Of Wisconsin Madison report
Indiana State University came in at #20 in this year's value ranking. This public school is set in Terre Haute, IN. Students from in state pay about $10,258 in tuition and fees, with out-of-state students paying around $22,322. Typical Insurance student debt is $25,582. Median earnings reach $48,387 ten years out. Set against $25,582 in median debt, that is a healthy payoff. The acceptance rate is 81%. Read the full report on Indiana State University
University Of Houston Downtown placed #22 among the best-value Insurance schools in the United States. Based in Houston, TX, University Of Houston Downtown is a public institution. In-state tuition and fees average $7,582, with out-of-state students paying around $17,434. Graduates carry a median of $23,925 in student loans. Graduates go on to earn a median of $53,551 ten years after entry. Set against $23,925 in median debt, that is a healthy payoff. The acceptance rate is 90%. Read the full report on University Of Houston Downtown
Appalachian State University offered strong value this year, earning the #23 position. Appalachian State University is a public school based in Boone, NC. Expect in-state tuition and fees of around $7,579, with out-of-state students paying around $25,212. The median Insurance program debt is $18,625. Graduates go on to earn a median of $51,836 ten years after entry. Set against $18,625 in median debt, that is a healthy payoff. The acceptance rate is 90%. Get the full Appalachian State University report
University Of Georgia landed the #24 spot for value in the United States this year. University Of Georgia is a public school based in Athens, GA. Students from in state pay about $11,450 in tuition and fees, with out-of-state students paying around $31,688. Students borrow a median of $22,394 to complete their Insurance program here. A decade after starting, students earn a median of $68,726. Set against $22,394 in median debt, that is a healthy payoff. The acceptance rate is 38%. Get the full University Of Georgia report
University Of Iowa ranked #25 on our 2026 list of the best-value Insurance schools. This public school is set in Iowa City, IA. In-state tuition and fees run about $11,283, with out-of-state students paying around $33,371. The median Insurance program debt is $21,300. Graduates go on to earn a median of $64,762 ten years after entry. Set against $21,300 in median debt, that is a healthy payoff. Roughly 84% of applicants are accepted. See the full University Of Iowa profile
Washburn University landed the #26 spot for value in the United States this year. Based in Topeka, KS, Washburn University is a public institution. In-state tuition and fees average $9,945, compared with $20,949 for out-of-state students. Students borrow a median of $21,175 to complete their Insurance program here. A decade after starting, students earn a median of $49,774. That is a strong return on a $21,175 median debt. See the full Washburn University profile
University Of South Florida Main Campus landed the #27 spot for value in the United States this year. University Of South Florida Main Campus is a public school based in Tampa, FL. Expect in-state tuition and fees of around $6,410, while out-of-state students pay about $17,324. Graduates carry a median of $21,829 in student loans. Graduates go on to earn a median of $57,743 ten years after entry. Weighed against typical debt, the earnings make a compelling case for value. University Of South Florida Main Campus admits about 43% of applicants. Read the full report on University Of South Florida Main Campus
Rest of the Top 50 Best-Value Insurance Schools in the United States
These schools rounded out the top of this year’s value ranking:
University Of Louisiana Monroe ranked #28 on our 2026 list of the best-value Insurance schools. Based in Monroe, LA, University Of Louisiana Monroe is a public institution. Students from in state pay about $9,190 in tuition and fees, compared with $21,290 for out-of-state students. The median Insurance program debt is $22,957. A decade after starting, students earn a median of $46,769. That is a strong return on a $22,957 median debt. The acceptance rate is 85%. Read the full report on University Of Louisiana Monroe
University Of Central Arkansas came in at #29 in this year's value ranking. University Of Central Arkansas is a public school based in Conway, AR. Expect in-state tuition and fees of around $10,523, with out-of-state students paying around $18,023. Students borrow a median of $22,920 to complete their Insurance program here. Ten years after enrolling, students earn a median of $45,938. Weighed against typical debt, the earnings make a compelling case for value. About 90% of those who apply are admitted. More on University Of Central Arkansas
University Of Missouri Columbia landed the #29 spot for value in the United States this year. Located in Columbia, MO, University Of Missouri Columbia is a public institution. In-state tuition and fees average $14,837, with out-of-state students paying around $36,056. Students borrow a median of $21,818 to complete their Insurance program here. Median earnings reach $63,403 ten years out. That is a strong return on a $21,818 median debt. About 78% of those who apply are admitted. Read the full report on University Of Missouri Columbia
Pittsburg State University came in at #31 in this year's value ranking. Located in Pittsburg, KS, Pittsburg State University is a public institution. Expect in-state tuition and fees of around $8,400, with out-of-state students paying around $19,744. The median Insurance program debt is $22,669. Pittsburg State University alumni report median earnings of $50,579 a decade after entry. That is a strong return on a $22,669 median debt. Pittsburg State University has an acceptance rate of 89%. Get the full Pittsburg State University report
Glendale Community College Glendale Ca ranked #31 on our 2026 list of the best-value Insurance schools. This public school is set in Glendale, CA. In-state tuition and fees average $1,191, compared with $10,935 for out-of-state students. Glendale Community College Glendale Ca Insurance students take on a median of $19,800 in debt. Glendale Community College Glendale Ca alumni report median earnings of $41,540 a decade after entry. Weighed against typical debt, the earnings make a compelling case for value. More on Glendale Community College Glendale Ca
Kent State University At Salem landed the #34 spot for value in the United States this year. Located in Salem, OH, Kent State University At Salem is a public institution. Expect in-state tuition and fees of around $8,211, while out-of-state students pay about $17,969. Typical Insurance student debt is $24,573. Kent State University At Salem alumni report median earnings of $45,388 a decade after entry. Weighed against typical debt, the earnings make a compelling case for value. More on Kent State University At Salem
Florida Atlantic University landed the #35 spot for value in the United States this year. Florida Atlantic University is a public school based in Boca Raton, FL. Expect in-state tuition and fees of around $4,879, while out-of-state students pay about $17,324. Students borrow a median of $20,212 to complete their Insurance program here. A decade after starting, students earn a median of $56,746. That is a strong return on a $20,212 median debt. Roughly 66% of applicants are accepted. More on Florida Atlantic University
Central Washington University landed the #36 spot for value in the United States this year. Central Washington University is a public school based in Ellensburg, WA. Students from in state pay about $9,417 in tuition and fees, with out-of-state students paying around $27,526. Graduates carry a median of $21,988 in student loans. Median earnings reach $61,580 ten years out. Set against $21,988 in median debt, that is a healthy payoff. Central Washington University has an acceptance rate of 91%. See the full Central Washington University profile
Northwood University Michigan came in at #36 in this year's value ranking. This private not-for-profit school is set in Midland, MI. In-state tuition and fees average $34,400. The median Insurance program debt is $25,344. A decade after starting, students earn a median of $63,075. Set against $25,344 in median debt, that is a healthy payoff. Northwood University Michigan admits about 64% of applicants. Read more about Northwood University Michigan
University Of Central Oklahoma came in at #38 in this year's value ranking. Located in Edmond, OK, University Of Central Oklahoma is a public institution. Expect in-state tuition and fees of around $8,818, while out-of-state students pay about $19,704. Students borrow a median of $23,321 to complete their Insurance program here. Ten years after enrolling, students earn a median of $48,351. That is a strong return on a $23,321 median debt. Roughly 78% of applicants are accepted. Read more about University Of Central Oklahoma
University Of Central Missouri ranked #38 on our 2026 list of the best-value Insurance schools. Based in Warrensburg, MO, University Of Central Missouri is a public institution. Students from in state pay about $10,050 in tuition and fees, compared with $18,600 for out-of-state students. University Of Central Missouri Insurance students take on a median of $24,304 in debt. University Of Central Missouri alumni report median earnings of $49,560 a decade after entry. Weighed against typical debt, the earnings make a compelling case for value. The acceptance rate is 64%. More on University Of Central Missouri
University Of Minnesota Twin Cities ranked #40 on our 2026 list of the best-value Insurance schools. University Of Minnesota Twin Cities is a public school based in Minneapolis, MN. In-state tuition and fees average $17,214, while out-of-state students pay about $38,362. Graduates carry a median of $21,577 in student loans. A decade after starting, students earn a median of $69,020. That is a strong return on a $21,577 median debt. University Of Minnesota Twin Cities has an acceptance rate of 80%. Get the full University Of Minnesota Twin Cities report
Georgia State University came in at #41 in this year's value ranking. Set in Atlanta, GA, Georgia State University is a public institution. The average in-state cost of tuition and fees is $8,664, while out-of-state students pay about $24,840. Georgia State University Insurance students take on a median of $26,000 in debt. Graduates go on to earn a median of $47,384 ten years after entry. Set against $26,000 in median debt, that is a healthy payoff. Georgia State University admits about 55% of applicants. Get the full Georgia State University report
University Of South Carolina Columbia came in at #42 in this year's value ranking. University Of South Carolina Columbia is a public school based in Columbia, SC. In-state tuition and fees run about $12,688, compared with $36,298 for out-of-state students. Students borrow a median of $25,995 to complete their Insurance program here. A decade after starting, students earn a median of $62,177. That is a strong return on a $25,995 median debt. University Of South Carolina Columbia has an acceptance rate of 60%. Read more about University Of South Carolina Columbia
University Of Mississippi Main Campus came in at #43 in this year's value ranking. Set in University, MS, University Of Mississippi Main Campus is a public institution. In-state tuition and fees average $9,772, compared with $28,600 for out-of-state students. The median Insurance program debt is $22,500. University Of Mississippi Main Campus alumni report median earnings of $50,994 a decade after entry. That is a strong return on a $22,500 median debt. Roughly 97% of applicants are accepted. Read the full report on University Of Mississippi Main Campus
Ohio State University Main Campus ranked #44 on our 2026 list of the best-value Insurance schools. Based in Columbus, OH, Ohio State University Main Campus is a public institution. In-state tuition and fees average $13,244, compared with $40,022 for out-of-state students. Students borrow a median of $22,053 to complete their Insurance program here. A decade after starting, students earn a median of $60,409. Weighed against typical debt, the earnings make a compelling case for value. Ohio State University Main Campus has an acceptance rate of 61%. Read the full report on Ohio State University Main Campus
Ball State University placed #45 among the best-value Insurance schools in the United States. Based in Muncie, IN, Ball State University is a public institution. Expect in-state tuition and fees of around $11,082, compared with $29,630 for out-of-state students. The median Insurance program debt is $27,000. Median earnings reach $51,833 ten years out. Set against $27,000 in median debt, that is a healthy payoff. Ball State University has an acceptance rate of 86%. See the full Ball State University profile
University Of Cincinnati Main Campus placed #46 among the best-value Insurance schools in the United States. This public school is set in Cincinnati, OH. Students from in state pay about $13,363 in tuition and fees, with out-of-state students paying around $28,697. Typical Insurance student debt is $23,530. University Of Cincinnati Main Campus alumni report median earnings of $54,810 a decade after entry. That is a strong return on a $23,530 median debt. The acceptance rate is 85%. Read the full report on University Of Cincinnati Main Campus
Saint Josephs University placed #47 among the best-value Insurance schools in the United States. Based in Philadelphia, PA, Saint Josephs University is a private not-for-profit institution. In-state tuition and fees average $53,260. Graduates carry a median of $23,016 in student loans. Median earnings reach $86,881 ten years out. That is a strong return on a $23,016 median debt. Saint Josephs University admits about 89% of applicants. See the full Saint Josephs University profile
Boston University ranked #48 on our 2026 list of the best-value Insurance schools. Located in Boston, MA, Boston University is a private not-for-profit institution. Students from in state pay about $68,102 in tuition and fees. Students borrow a median of $25,232 to complete their Insurance program here. A decade after starting, students earn a median of $83,238. That is a strong return on a $25,232 median debt. Boston University has an acceptance rate of 11%. Read the full report on Boston University
University Of Mount Union offered strong value this year, earning the #48 position. Set in Alliance, OH, University Of Mount Union is a private not-for-profit institution. Expect in-state tuition and fees of around $36,600. University Of Mount Union Insurance students take on a median of $26,988 in debt. Median earnings reach $53,217 ten years out. That is a strong return on a $26,988 median debt. Roughly 78% of applicants are accepted. Read more about University Of Mount Union
Gannon University came in at #51 in this year's value ranking. This private not-for-profit school is set in Erie, PA. Expect in-state tuition and fees of around $40,656. The median Insurance program debt is $26,934. Gannon University alumni report median earnings of $58,845 a decade after entry. That is a strong return on a $26,934 median debt. Gannon University admits about 74% of applicants. Get the full Gannon University report
University Of Saint Francis Fort Wayne placed #52 among the best-value Insurance schools in the United States. Located in Fort Wayne, IN, University Of Saint Francis Fort Wayne is a private not-for-profit institution. Students from in state pay about $36,460 in tuition and fees. University Of Saint Francis Fort Wayne Insurance students take on a median of $27,520 in debt. Median earnings reach $55,362 ten years out. Weighed against typical debt, the earnings make a compelling case for value. Roughly 96% of applicants are accepted. See the full University Of Saint Francis Fort Wayne profile
Suny College At Oswego landed the #52 spot for value in the United States this year. This public school is set in Oswego, NY. The average in-state cost of tuition and fees is $8,825, compared with $18,735 for out-of-state students. Students borrow a median of $25,163 to complete their Insurance program here. Suny College At Oswego alumni report median earnings of $57,566 a decade after entry. That is a strong return on a $25,163 median debt. About 80% of those who apply are admitted. Read the full report on Suny College At Oswego
Olivet College came in at #54 in this year's value ranking. This private not-for-profit school is set in Olivet, MI. In-state tuition and fees run about $34,068. Olivet College Insurance students take on a median of $24,710 in debt. Ten years after enrolling, students earn a median of $47,907. Set against $24,710 in median debt, that is a healthy payoff. About 83% of those who apply are admitted. See the full Olivet College profile
Best Value Insurance Schools by Degree Level
Explore value rankings for a specific degree level:
- Best Value Insurance Certificate Degree Schools
- Best Value Insurance Undergraduate Certificate Degree Schools
- Best Value Insurance Associate’s Degree Schools
- Best Value Insurance Bachelor’s Degree Schools
- Best Value Insurance Graduate Certificate Degree Schools
- Best Value Insurance Master’s Degree Schools
- Best Value Insurance Doctoral Degree Schools
Ranking Methodology & Notes
The ranking above is published by Business Degree Central (DMS_RANKING_2023), 2026 edition. Schools are scored on the balance of cost (tuition and student debt) against student outcomes (post-graduation earnings) — a measure of return on investment — drawn primarily from the U.S. Department of Education (IPEDS and College Scorecard).
Ranking method: College Major Best Value · Scope: Nation. *Averages shown above reflect the top 100 ranked schools only.
References
- Integrated Postsecondary Education Data System (IPEDS) — National Center for Education Statistics, U.S. Department of Education (core institutional data).
- College Scorecard — U.S. Department of Education (graduate earnings and outcomes data).
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