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2026 Best Value Insurance Bachelor's Degree Schools

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2026 Best Value Insurance Bachelor’s Degree Schools

Looking for the best-value Insurance bachelor’s degree programs in the United States? This list ranks 100 schools by value — the balance of cost and student outcomes, using our 2026 methodology. Our scores reflect factors such as tuition, student debt, and post-graduation earnings to surface the strongest return on investment.

So you can compare your options, Business Degree Central analyzed schools to build this 2026 value ranking, drawing primarily on U.S. Department of Education data (IPEDS and College Scorecard). View our full ranking methodology.

Top 25 Best-Value Insurance Bachelor’s Degree Schools in the United States

Explore the best-value schools below:

#1

Franklin University

Columbus, OH

For return on investment, no school beat Franklin University this year in the United States. Based in Columbus, OH, Franklin University is a private not-for-profit institution. In-state tuition and fees run about $9,577. The median Insurance program debt is $35,890. Graduates go on to earn a median of $51,892 ten years after entry. That is a strong return on a $35,890 median debt. More on Franklin University

#2

Ferris State University

Big Rapids, MI

A rank of #2 makes Ferris State University one of the best values in the United States. Based in Big Rapids, MI, Ferris State University is a public institution. The average in-state cost of tuition and fees is $14,778. Ferris State University Insurance students take on a median of $23,562 in debt. Median earnings reach $54,735 ten years out. Set against $23,562 in median debt, that is a healthy payoff. Roughly 91% of applicants are accepted. More on Ferris State University

#3

Florida State University

Tallahassee, FL

A rank of #3 makes Florida State University one of the best values in the United States. Located in Tallahassee, FL, Florida State University is a public institution. Students from in state pay about $6,517 in tuition and fees, compared with $21,683 for out-of-state students. Typical Insurance student debt is $21,500. Median earnings reach $61,675 ten years out. Set against $21,500 in median debt, that is a healthy payoff. Florida State University admits about 24% of applicants. More on Florida State University

You'll get strong value at Missouri State University Springfield, which ranked #4 this year. Missouri State University Springfield is a public school based in Springfield, MO. The average in-state cost of tuition and fees is $9,502, while out-of-state students pay about $18,770. Students borrow a median of $24,408 to complete their Insurance program here. A decade after starting, students earn a median of $49,827. Set against $24,408 in median debt, that is a healthy payoff. About 90% of those who apply are admitted. More on Missouri State University Springfield

Out of the 100 schools in the United States in this year's value ranking, Illinois State University landed the #5 spot. Illinois State University is a public school based in Normal, IL. The average in-state cost of tuition and fees is $14,410, with out-of-state students paying around $26,058. Graduates carry a median of $19,500 in student loans. Illinois State University alumni report median earnings of $62,117 a decade after entry. Set against $19,500 in median debt, that is a healthy payoff. Roughly 88% of applicants are accepted. More on Illinois State University

University Of North Texas landed the #6 spot for value in the United States this year. Set in Denton, TX, University Of North Texas is a public institution. In-state tuition and fees average $11,309, compared with $21,149 for out-of-state students. Graduates carry a median of $21,204 in student loans. Ten years after enrolling, students earn a median of $57,010. That is a strong return on a $21,204 median debt. University Of North Texas has an acceptance rate of 72%. See the full University Of North Texas profile

University Of Wisconsin Madison came in at #7 in this year's value ranking. Based in Madison, WI, University Of Wisconsin Madison is a public institution. Expect in-state tuition and fees of around $11,603, compared with $42,103 for out-of-state students. Graduates carry a median of $20,500 in student loans. University Of Wisconsin Madison alumni report median earnings of $73,792 a decade after entry. That is a strong return on a $20,500 median debt. The acceptance rate is 45%. Read the full report on University Of Wisconsin Madison

#8

Indiana State University

Terre Haute, IN

Indiana State University offered strong value this year, earning the #8 position. Set in Terre Haute, IN, Indiana State University is a public institution. The average in-state cost of tuition and fees is $10,258, with out-of-state students paying around $22,322. Indiana State University Insurance students take on a median of $25,582 in debt. A decade after starting, students earn a median of $48,387. Weighed against typical debt, the earnings make a compelling case for value. Indiana State University has an acceptance rate of 81%. Read the full report on Indiana State University

University Of Houston Downtown landed the #9 spot for value in the United States this year. Located in Houston, TX, University Of Houston Downtown is a public institution. Expect in-state tuition and fees of around $7,582, while out-of-state students pay about $17,434. Graduates carry a median of $23,925 in student loans. A decade after starting, students earn a median of $53,551. Set against $23,925 in median debt, that is a healthy payoff. University Of Houston Downtown admits about 90% of applicants. Read the full report on University Of Houston Downtown

Appalachian State University offered strong value this year, earning the #10 position. This public school is set in Boone, NC. The average in-state cost of tuition and fees is $7,579, with out-of-state students paying around $25,212. Graduates carry a median of $18,625 in student loans. Appalachian State University alumni report median earnings of $51,836 a decade after entry. Weighed against typical debt, the earnings make a compelling case for value. Appalachian State University has an acceptance rate of 90%. See the full Appalachian State University profile

#11

University Of Georgia

Athens, GA

University Of Georgia landed the #11 spot for value in the United States this year. Located in Athens, GA, University Of Georgia is a public institution. In-state tuition and fees average $11,450, while out-of-state students pay about $31,688. Students borrow a median of $22,394 to complete their Insurance program here. Median earnings reach $68,726 ten years out. Set against $22,394 in median debt, that is a healthy payoff. University Of Georgia admits about 38% of applicants. See the full University Of Georgia profile

University Of South Florida Main Campus landed the #12 spot for value in the United States this year. This public school is set in Tampa, FL. Students from in state pay about $6,410 in tuition and fees, while out-of-state students pay about $17,324. University Of South Florida Main Campus Insurance students take on a median of $21,829 in debt. Ten years after enrolling, students earn a median of $57,743. That is a strong return on a $21,829 median debt. University Of South Florida Main Campus has an acceptance rate of 43%. Get the full University Of South Florida Main Campus report

University Of Louisiana Monroe placed #13 among the best-value Insurance schools in the United States. Set in Monroe, LA, University Of Louisiana Monroe is a public institution. In-state tuition and fees average $9,190, while out-of-state students pay about $21,290. Graduates carry a median of $22,957 in student loans. Graduates go on to earn a median of $46,769 ten years after entry. That is a strong return on a $22,957 median debt. University Of Louisiana Monroe has an acceptance rate of 85%. Read the full report on University Of Louisiana Monroe

University Of Central Arkansas ranked #14 on our 2026 list of the best-value Insurance schools. This public school is set in Conway, AR. Students from in state pay about $10,523 in tuition and fees, compared with $18,023 for out-of-state students. Students borrow a median of $22,920 to complete their Insurance program here. Median earnings reach $45,938 ten years out. That is a strong return on a $22,920 median debt. About 90% of those who apply are admitted. Read more about University Of Central Arkansas

Kent State University At Salem came in at #16 in this year's value ranking. Located in Salem, OH, Kent State University At Salem is a public institution. The average in-state cost of tuition and fees is $8,211, while out-of-state students pay about $17,969. Graduates carry a median of $24,573 in student loans. Ten years after enrolling, students earn a median of $45,388. That is a strong return on a $24,573 median debt. Read more about Kent State University At Salem

Northwood University Michigan placed #17 among the best-value Insurance schools in the United States. Based in Midland, MI, Northwood University Michigan is a private not-for-profit institution. Expect in-state tuition and fees of around $34,400. Graduates carry a median of $25,344 in student loans. A decade after starting, students earn a median of $63,075. Weighed against typical debt, the earnings make a compelling case for value. Roughly 64% of applicants are accepted. Read the full report on Northwood University Michigan

#17

Central Washington University

Ellensburg, WA

Central Washington University ranked #17 on our 2026 list of the best-value Insurance schools. Central Washington University is a public school based in Ellensburg, WA. In-state tuition and fees average $9,417, while out-of-state students pay about $27,526. Students borrow a median of $21,988 to complete their Insurance program here. A decade after starting, students earn a median of $61,580. Weighed against typical debt, the earnings make a compelling case for value. Central Washington University admits about 91% of applicants. See the full Central Washington University profile

University Of Central Oklahoma placed #19 among the best-value Insurance schools in the United States. Set in Edmond, OK, University Of Central Oklahoma is a public institution. In-state tuition and fees run about $8,818, compared with $19,704 for out-of-state students. University Of Central Oklahoma Insurance students take on a median of $23,321 in debt. University Of Central Oklahoma alumni report median earnings of $48,351 a decade after entry. Weighed against typical debt, the earnings make a compelling case for value. Roughly 78% of applicants are accepted. Read more about University Of Central Oklahoma

#19

University Of Central Missouri

Warrensburg, MO

University Of Central Missouri ranked #19 on our 2026 list of the best-value Insurance schools. Based in Warrensburg, MO, University Of Central Missouri is a public institution. In-state tuition and fees run about $10,050, while out-of-state students pay about $18,600. Students borrow a median of $24,304 to complete their Insurance program here. Ten years after enrolling, students earn a median of $49,560. Set against $24,304 in median debt, that is a healthy payoff. The acceptance rate is 64%. More on University Of Central Missouri

University Of Minnesota Twin Cities came in at #21 in this year's value ranking. University Of Minnesota Twin Cities is a public school based in Minneapolis, MN. The average in-state cost of tuition and fees is $17,214, while out-of-state students pay about $38,362. The median Insurance program debt is $21,577. Graduates go on to earn a median of $69,020 ten years after entry. That is a strong return on a $21,577 median debt. Roughly 80% of applicants are accepted. See the full University Of Minnesota Twin Cities profile

#22

Georgia State University

Atlanta, GA

Georgia State University ranked #22 on our 2026 list of the best-value Insurance schools. Georgia State University is a public school based in Atlanta, GA. In-state tuition and fees run about $8,664, while out-of-state students pay about $24,840. The median Insurance program debt is $26,000. A decade after starting, students earn a median of $47,384. Set against $26,000 in median debt, that is a healthy payoff. About 55% of those who apply are admitted. More on Georgia State University

University Of South Carolina Columbia landed the #23 spot for value in the United States this year. Based in Columbia, SC, University Of South Carolina Columbia is a public institution. Expect in-state tuition and fees of around $12,688, with out-of-state students paying around $36,298. University Of South Carolina Columbia Insurance students take on a median of $25,995 in debt. A decade after starting, students earn a median of $62,177. Set against $25,995 in median debt, that is a healthy payoff. University Of South Carolina Columbia admits about 60% of applicants. Get the full University Of South Carolina Columbia report

University Of Mississippi Main Campus landed the #24 spot for value in the United States this year. Located in University, MS, University Of Mississippi Main Campus is a public institution. In-state tuition and fees average $9,772, compared with $28,600 for out-of-state students. The median Insurance program debt is $22,500. Graduates go on to earn a median of $50,994 ten years after entry. That is a strong return on a $22,500 median debt. The acceptance rate is 97%. Get the full University Of Mississippi Main Campus report

Ohio State University Main Campus placed #25 among the best-value Insurance schools in the United States. Located in Columbus, OH, Ohio State University Main Campus is a public institution. Students from in state pay about $13,244 in tuition and fees, compared with $40,022 for out-of-state students. Students borrow a median of $22,053 to complete their Insurance program here. Ohio State University Main Campus alumni report median earnings of $60,409 a decade after entry. That is a strong return on a $22,053 median debt. Ohio State University Main Campus has an acceptance rate of 61%. Read the full report on Ohio State University Main Campus

#26

Ball State University

Muncie, IN

Ball State University ranked #26 on our 2026 list of the best-value Insurance schools. Set in Muncie, IN, Ball State University is a public institution. In-state tuition and fees average $11,082, compared with $29,630 for out-of-state students. Graduates carry a median of $27,000 in student loans. A decade after starting, students earn a median of $51,833. Set against $27,000 in median debt, that is a healthy payoff. Ball State University has an acceptance rate of 86%. Get the full Ball State University report

Rest of the Top 50 Best-Value Insurance Bachelor’s Degree Schools in the United States

These schools rounded out the top of this year’s value ranking:

University Of Cincinnati Main Campus ranked #27 on our 2026 list of the best-value Insurance schools. Based in Cincinnati, OH, University Of Cincinnati Main Campus is a public institution. In-state tuition and fees run about $13,363, with out-of-state students paying around $28,697. Graduates carry a median of $23,530 in student loans. University Of Cincinnati Main Campus alumni report median earnings of $54,810 a decade after entry. Weighed against typical debt, the earnings make a compelling case for value. University Of Cincinnati Main Campus has an acceptance rate of 85%. More on University Of Cincinnati Main Campus

#28

Saint Josephs University

Philadelphia, PA

Saint Josephs University landed the #28 spot for value in the United States this year. Saint Josephs University is a private not-for-profit school based in Philadelphia, PA. Students from in state pay about $53,260 in tuition and fees. Students borrow a median of $23,016 to complete their Insurance program here. Saint Josephs University alumni report median earnings of $86,881 a decade after entry. Weighed against typical debt, the earnings make a compelling case for value. Saint Josephs University admits about 89% of applicants. Get the full Saint Josephs University report

#29

Butler University

Indianapolis, IN

Butler University came in at #29 in this year's value ranking. This private not-for-profit school is set in Indianapolis, IN. Students from in state pay about $47,560 in tuition and fees. The median Insurance program debt is $25,351. Median earnings reach $77,235 ten years out. Weighed against typical debt, the earnings make a compelling case for value. Butler University has an acceptance rate of 85%. More on Butler University

#30

University Of Mount Union

Alliance, OH

University Of Mount Union ranked #30 on our 2026 list of the best-value Insurance schools. This private not-for-profit school is set in Alliance, OH. The average in-state cost of tuition and fees is $36,600. Students borrow a median of $26,988 to complete their Insurance program here. University Of Mount Union alumni report median earnings of $53,217 a decade after entry. Weighed against typical debt, the earnings make a compelling case for value. University Of Mount Union admits about 78% of applicants. Read the full report on University Of Mount Union

#32

Gannon University

Erie, PA

Gannon University came in at #32 in this year's value ranking. This private not-for-profit school is set in Erie, PA. Expect in-state tuition and fees of around $40,656. Graduates carry a median of $26,934 in student loans. Ten years after enrolling, students earn a median of $58,845. Weighed against typical debt, the earnings make a compelling case for value. Gannon University has an acceptance rate of 74%. See the full Gannon University profile

University Of Saint Francis Fort Wayne offered strong value this year, earning the #33 position. This private not-for-profit school is set in Fort Wayne, IN. Expect in-state tuition and fees of around $36,460. Typical Insurance student debt is $27,520. Ten years after enrolling, students earn a median of $55,362. Weighed against typical debt, the earnings make a compelling case for value. The acceptance rate is 96%. Get the full University Of Saint Francis Fort Wayne report

#33

Suny College At Oswego

Oswego, NY

Suny College At Oswego landed the #33 spot for value in the United States this year. Suny College At Oswego is a public school based in Oswego, NY. The average in-state cost of tuition and fees is $8,825, while out-of-state students pay about $18,735. Graduates carry a median of $25,163 in student loans. Ten years after enrolling, students earn a median of $57,566. Weighed against typical debt, the earnings make a compelling case for value. The acceptance rate is 80%. Get the full Suny College At Oswego report

#35

Baylor University

Waco, TX

Baylor University came in at #35 in this year's value ranking. Set in Waco, TX, Baylor University is a private not-for-profit institution. Expect in-state tuition and fees of around $58,100. Graduates carry a median of $23,928 in student loans. Ten years after enrolling, students earn a median of $65,793. Weighed against typical debt, the earnings make a compelling case for value. Roughly 51% of applicants are accepted. Read the full report on Baylor University

St Johns University New York came in at #36 in this year's value ranking. St Johns University New York is a private not-for-profit school based in Queens, NY. In-state tuition and fees run about $53,529. Graduates carry a median of $24,125 in student loans. Graduates go on to earn a median of $69,571 ten years after entry. That is a strong return on a $24,125 median debt. Roughly 83% of applicants are accepted. Read the full report on St Johns University New York

#37

Ohio Dominican University

Columbus, OH

Ohio Dominican University came in at #37 in this year's value ranking. Set in Columbus, OH, Ohio Dominican University is a private not-for-profit institution. In-state tuition and fees average $35,720. Ohio Dominican University Insurance students take on a median of $28,166 in debt. Ten years after enrolling, students earn a median of $51,748. Set against $28,166 in median debt, that is a healthy payoff. The acceptance rate is 94%. Read the full report on Ohio Dominican University

University Of Louisiana Lafayette offered strong value this year, earning the #38 position. University Of Louisiana Lafayette is a public school based in Lafayette, LA. Expect in-state tuition and fees of around $10,418, while out-of-state students pay about $24,146. The median Insurance program debt is $24,373. Ten years after enrolling, students earn a median of $47,089. Set against $24,373 in median debt, that is a healthy payoff. The acceptance rate is 87%. Get the full University Of Louisiana Lafayette report

#39

Olivet College

Olivet, MI

Olivet College placed #39 among the best-value Insurance schools in the United States. Based in Olivet, MI, Olivet College is a private not-for-profit institution. In-state tuition and fees average $34,068. Students borrow a median of $24,710 to complete their Insurance program here. A decade after starting, students earn a median of $47,907. That is a strong return on a $24,710 median debt. The acceptance rate is 83%. Read more about Olivet College

Eastern Kentucky University ranked #40 on our 2026 list of the best-value Insurance schools. Based in Richmond, KY, Eastern Kentucky University is a public institution. Expect in-state tuition and fees of around $10,320, with out-of-state students paying around $21,230. The median Insurance program debt is $25,122. Eastern Kentucky University alumni report median earnings of $45,795 a decade after entry. Set against $25,122 in median debt, that is a healthy payoff. Eastern Kentucky University admits about 78% of applicants. See the full Eastern Kentucky University profile

#41

Mercyhurst College

Erie, PA

Mercyhurst College placed #41 among the best-value Insurance schools in the United States. Based in Erie, PA, Mercyhurst College is a private not-for-profit institution. Expect in-state tuition and fees of around $45,770. Students borrow a median of $25,705 to complete their Insurance program here. Ten years after enrolling, students earn a median of $47,452. Set against $25,705 in median debt, that is a healthy payoff. The acceptance rate is 81%. Get the full Mercyhurst College report

#42

University Of Hartford

West Hartford, CT

University Of Hartford ranked #42 on our 2026 list of the best-value Insurance schools. University Of Hartford is a private not-for-profit school based in West Hartford, CT. Students from in state pay about $49,075 in tuition and fees. The median Insurance program debt is $25,648. University Of Hartford alumni report median earnings of $60,823 a decade after entry. Weighed against typical debt, the earnings make a compelling case for value. About 96% of those who apply are admitted. See the full University Of Hartford profile

University Of Iowa came in at #41 in this year's value ranking. Get the full University Of Iowa report

Southern Methodist University offered strong value this year, earning the #42 position. More on Southern Methodist University

Cumberland County College landed the #43 spot for value in the United States this year. Get the full Cumberland County College report

Washburn University landed the #44 spot for value in the United States this year. Read the full report on Washburn University

Bismarck State College landed the #45 spot for value in the United States this year. Read the full report on Bismarck State College

University Of Minnesota Duluth landed the #46 spot for value in the United States this year. Get the full University Of Minnesota Duluth report

Georgia Perimeter College placed #47 among the best-value Insurance schools in the United States. See the full Georgia Perimeter College profile

Los Angeles Pierce College offered strong value this year, earning the #48 position. More on Los Angeles Pierce College

High Plains Technology Center offered strong value this year, earning the #49 position. Get the full High Plains Technology Center report

American College placed #50 among the best-value Insurance schools in the United States. Read more about American College

Compare value rankings at other degree levels:

Ranking Methodology & Notes

The ranking above is published by Business Degree Central (DMS_RANKING_2023), 2026 edition. Rankings consider the balance of cost (tuition and student debt) against student outcomes (post-graduation earnings) — a measure of return on investment — drawn primarily from the U.S. Department of Education (IPEDS and College Scorecard).

Ranking method: College Major Best Value · Scope: Nation. *Averages shown above reflect the top 100 ranked schools only.

References

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