Credit Authorizers, Checkers, and Clerks in Oregon
Thinking about a career as a Credit Authorizers, Checkers, and Clerks in Oregon? Below are the key facts. Authorize credit charges against customers’ accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.
What do Credit Authorizers, Checkers, and Clerks Make in Oregon?
For credit authorizers, checkers, and clerks working in Oregon, the median annual wage is $47,460 per year (or about $22.82/hour).Earnings range from $39,710 at the 10th percentile to $68,310 at the 90th percentile.
| Wage Statistic | Annual | Hourly |
|---|---|---|
| 10th percentile | $39,710 | $19.09 |
| 25th percentile | $45,300 | $21.78 |
| Median (50th) | $47,460 | $22.82 |
| 75th percentile | $59,830 | $28.76 |
| 90th percentile | $68,310 | $32.84 |
The location quotient — a measure of how concentrated this occupation is in Oregon relative to the national average — is 1.63, indicating that credit authorizers, checkers, and clerks are more concentrated here than the national average.
National Wage Comparison
Nationally, credit authorizers, checkers, and clerks earn a median of $32,210 per year ($15.49/hour), above the Oregon median.
Employment Outlook
Nationally, total employment in this occupation is 1,623,460 credit authorizers, checkers, and clerks nationwide. In Oregon alone, around 250 people work in this role. That’s higher than the typical state, which employs around 230 credit authorizers, checkers, and clerks.
Top Oregon Metros for Credit Authorizers, Checkers, and Clerks
The metro areas below employ the most credit authorizers, checkers, and clerks in Oregon.
| Metro Area | Number Employed | Annual Median Salary |
|---|---|---|
| Portland-Vancouver-Hillsboro, OR-WA | 190 | $49,670 |
Top States for Credit Authorizers, Checkers, and Clerks Employment
These states have the highest employment of credit authorizers, checkers, and clerks work.
| State | Number Employed |
|---|---|
| California | 1,010 |
| Texas | 920 |
| Florida | 690 |
| New York | 680 |
| New Jersey | 620 |
| Georgia | 550 |
| Virginia | 460 |
| Delaware | 430 |
| Ohio | 410 |
| Colorado | 380 |
| Wisconsin | 370 |
| Pennsylvania | 370 |
| South Carolina | 340 |
| Michigan | 330 |
| North Carolina | 330 |
| Missouri | 260 |
| Oregon | 250 |
| Tennessee | 250 |
| Arizona | 230 |
| Oklahoma | 200 |
Highest-Paying States for Credit Authorizers, Checkers, and Clerks
The highest-paying states for credit authorizers, checkers, and clerks.
| State | Annual Median Salary |
|---|---|
| Illinois | $65,270 |
| Texas | $58,770 |
| New Hampshire | $56,400 |
| New Jersey | $55,350 |
| North Dakota | $54,820 |
| Virginia | $53,870 |
| Massachusetts | $53,690 |
| Washington | $53,220 |
| Ohio | $52,270 |
| New York | $52,090 |
Skills
Key credit authorizers, checkers, and clerks skills, rated on an importance scale of 0 to 5:
Knowledge Areas
Key knowledge areas for this occupation, rated on an importance scale of 0 to 5:
Abilities
Top abilities for credit authorizers, checkers, and clerks, rated on an importance scale of 0 to 5:
Daily Tasks
Common tasks include:
- Keep records of customers' charges and payments.
- Compile and analyze credit information gathered by investigation.
- Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
- Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
- Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
- File sales slips in customers' ledgers for billing purposes.
- Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
- Mail charge statements to customers.
- Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
- Relay credit report information to subscribers by mail or by telephone.
- Prepare credit cards or charge account plates.
- Call customers to collect payment on delinquent accounts.
Work Activities
- Getting Information
- Working with Computers
- Communicating with People Outside the Organization
- Communicating with Supervisors, Peers, or Subordinates
- Documenting/Recording Information
- Processing Information
- Establishing and Maintaining Interpersonal Relationships
- Updating and Using Relevant Knowledge
- Organizing, Planning, and Prioritizing Work
- Resolving Conflicts and Negotiating with Others
- Making Decisions and Solving Problems
- Analyzing Data or Information
Tools & Technology
Technologies frequently used: Hot technologies: Microsoft Access, Microsoft Excel In-demand technologies: Microsoft Excel
What Major Will Prepare You For This Career?
Several college majors map to this occupation:
- Finance & Financial Management
Featured schools near , edit
Related Careers
Other careers like credit authorizers, checkers, and clerks include:
- Financial Managers
- Accountants and Auditors
- Credit Analysts
- Personal Financial Advisors
- Financial Examiners
- Credit Counselors
Also Known As
Accounts Receivable Coordinator, Authorizer, Branch Processor, Call Out Operator, Charge Authorizer, Collector, Commercial Credit Advisor, Commercial Credit Analyst, Commercial Credit Officer, Commercial Credit Reviewer, Commercial Loan Reviewer, Commercial Processor, Consumer Credit Analyst, Controller, Credit Adjuster.
References
- U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics — https://www.bls.gov/oes/
- O*NET Online — https://www.onetonline.org/
- BLS Employment Projections — https://www.bls.gov/emp/
- O*NET-SOC code: 43-4041.00