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Credit Checker

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What Do Credit Checker Do?

Occupation Description Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant’s credit standing.

Credit Checker Responsibilities

  • Prepare reports of findings and recommendations, using typewriters or computers.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Compile and analyze credit information gathered by investigation.
  • Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
  • Relay credit report information to subscribers by mail or by telephone.

What a Credit Checker Should Know

These are the skills Credit Checkers say are the most useful in their careers:

Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

Speaking: Talking to others to convey information effectively.

Reading Comprehension: Understanding written sentences and paragraphs in work related documents.

Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.

Writing: Communicating effectively in writing as appropriate for the needs of the audience.

Active Learning: Understanding the implications of new information for both current and future problem-solving and decision-making.

Other Credit Checker Job Titles

  • Inspector
  • Business Manager
  • Customer Service Representative
  • Farm Loan Inspector
  • Finance Processor

Job Opportunities for Credit Checkers

There were about 38,500 jobs for Credit Checker in 2016 (in the United States). There is little to no growth in job opportunities for Credit Checker. Due to new job openings and attrition, there will be an average of 3,700 job openings in this field each year.

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The states with the most job growth for Credit Checker are Utah, Florida, and Washington. Watch out if you plan on working in West Virginia, New Mexico, or Pennsylvania. These states have the worst job growth for this type of profession.

How Much Does a Credit Checker Make?

The average yearly salary of a Credit Checker ranges between $26,540 and $59,270.

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Credit Checkers who work in Minnesota, New York, or Massachusetts, make the highest salaries.

How much do Credit Checkers make in each U.S. state?

State Annual Mean Salary
Alabama $36,390
Arizona $41,640
Arkansas $34,880
California $42,680
Colorado $45,780
Connecticut $42,330
Delaware $40,130
Florida $37,680
Georgia $34,550
Hawaii $44,690
Idaho $42,600
Illinois $45,010
Indiana $41,940
Iowa $32,740
Kansas $40,290
Kentucky $41,310
Louisiana $28,630
Maine $37,140
Maryland $39,830
Massachusetts $46,440
Michigan $44,020
Minnesota $48,300
Mississippi $30,440
Missouri $36,060
Montana $44,160
Nebraska $37,690
Nevada $33,930
New Hampshire $39,010
New Jersey $44,500
New Mexico $35,370
New York $48,420
North Carolina $42,160
North Dakota $38,330
Ohio $40,780
Oklahoma $38,370
Oregon $45,130
Pennsylvania $40,270
Rhode Island $46,340
South Carolina $40,340
South Dakota $34,530
Tennessee $39,220
Texas $42,480
Utah $37,490
Virginia $40,500
Washington $40,160
West Virginia $36,440
Wisconsin $43,240

What Tools & Technology do Credit Checkers Use?

Although they’re not necessarily needed for all jobs, the following technologies are used by many Credit Checkers:

  • Microsoft Excel
  • Microsoft Word
  • Microsoft Office
  • Microsoft PowerPoint
  • Microsoft Outlook
  • Web browser software
  • Microsoft Access
  • Data entry software
  • Email software
  • SAP

How to Become a Credit Checker

Individuals working as a Credit Checker have obtained the following education levels:

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How many years of work experience do I need?

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Where do Credit Checkers Work?

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Credit Checkers work in the following industries:

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Similar Careers

Those who work as a Credit Checker sometimes switch careers to one of these choices:

References:

Image Credit: Dave Dugdale via Creative Commons Attribution-Share Alike 2.0 Generic

More about our data sources and methodologies.

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