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Auto Damage Insurance Appraiser

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What Does it Take to Be an Auto Damage Insurance Appraiser?

Auto Damage Insurance Appraiser Job Description Appraise automobile or other vehicle damage to determine repair costs for insurance claim settlement. Prepare insurance forms to indicate repair cost or cost estimates and recommendations. May seek agreement with automotive repair shop on repair costs.

Life As an Auto Damage Insurance Appraiser: What Do They Do?

  • Determine salvage value on total-loss vehicle.
  • Evaluate practicality of repair as opposed to payment of market value of vehicle before accident.
  • Review repair cost estimates with automobile repair shop to secure agreement on cost of repairs.
  • Prepare insurance forms to indicate repair cost estimates and recommendations.
  • Estimate parts and labor to repair damage, using standard automotive labor and parts cost manuals and knowledge of automotive repair.
  • Examine damaged vehicle to determine extent of structural, body, mechanical, electrical, or interior damage.

Auto Damage Insurance Appraiser Skills

When polled, Auto Damage Insurance Appraisers say the following skills are most frequently used in their jobs:

Writing: Communicating effectively in writing as appropriate for the needs of the audience.

Speaking: Talking to others to convey information effectively.

Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

Reading Comprehension: Understanding written sentences and paragraphs in work related documents.

Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.

Time Management: Managing one’s own time and the time of others.

Types of Auto Damage Insurance Appraiser

  • Auto Damage Insurance Appraiser
  • Field Inspector
  • Damage Appraiser
  • Automobile Damage Field Appraiser (Auto Damage Field Appraiser)
  • Commercial Field Inspector

Is There Job Demand for Auto Damage Insurance Appraisers?

In 2016, there was an estimated number of 17,600 jobs in the United States for Auto Damage Insurance Appraiser. New jobs are being produced at a rate of 5.1% which is below the national average. The Bureau of Labor Statistics predicts 900 new jobs for Auto Damage Insurance Appraiser by 2026. The BLS estimates 1,500 yearly job openings in this field.


The states with the most job growth for Auto Damage Insurance Appraiser are Utah, Arizona, and Colorado. Watch out if you plan on working in Minnesota, Washington, or Ohio. These states have the worst job growth for this type of profession.

How Much Does an Auto Damage Insurance Appraiser Make?

The typical yearly salary for Auto Damage Insurance Appraisers is somewhere between $43,170 and $94,060.


Auto Damage Insurance Appraisers who work in Missouri, Oregon, or Virginia, make the highest salaries.

How much do Auto Damage Insurance Appraisers make in different U.S. states?

State Annual Mean Salary
Alabama $61,130
Arizona $59,530
California $66,100
Colorado $65,260
Connecticut $67,040
Florida $62,340
Georgia $69,010
Illinois $68,820
Indiana $65,710
Iowa $63,290
Kansas $63,680
Louisiana $60,620
Maryland $68,170
Massachusetts $69,260
Michigan $61,120
Minnesota $65,190
Mississippi $69,890
Missouri $91,720
Nebraska $59,300
Nevada $63,260
New Jersey $67,610
New Mexico $68,560
New York $69,460
North Carolina $64,000
Ohio $63,650
Oklahoma $62,450
Oregon $73,170
Pennsylvania $67,780
Rhode Island $73,010
South Carolina $34,890
South Dakota $53,470
Tennessee $57,480
Texas $63,780
Virginia $70,530
Washington $69,200
West Virginia $63,020
Wisconsin $68,050

What Tools & Technology do Auto Damage Insurance Appraisers Use?

Although they’re not necessarily needed for all jobs, the following technologies are used by many Auto Damage Insurance Appraisers:

  • Microsoft Excel
  • Microsoft Word
  • Microsoft Outlook
  • Web browser software
  • Email software
  • Adobe Systems Adobe Acrobat
  • Cost estimating software
  • Vertafore ImageRight

How to Become an Auto Damage Insurance Appraiser

Education needed to be an Auto Damage Insurance Appraiser:


How Long Does it Take to Become an Auto Damage Insurance Appraiser?


Where Auto Damage Insurance Appraisers Are Employed


Auto Damage Insurance Appraisers work in the following industries:


You May Also Be Interested In…

Those interested in being an Auto Damage Insurance Appraiser may also be interested in:


Image Credit: Airman 1st Class Nigel Sandridge via Public domain

More about our data sources and methodologies.

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