What Does it Take to Be a Credit Checker?
Credit Checker Example Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant’s credit standing.
List of Credit Checker Job Duties
- Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
- Contact former employers and other acquaintances to verify applicants’ references, employment, health history, and social behavior.
- Compile and analyze credit information gathered by investigation.
- Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
- Prepare reports of findings and recommendations, using typewriters or computers.
- Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
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Qualities of a Credit Checker
Credit Checkers state the following job skills are important in their day-to-day work.
Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Speaking: Talking to others to convey information effectively.
Reading Comprehension: Understanding written sentences and paragraphs in work related documents.
Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
Writing: Communicating effectively in writing as appropriate for the needs of the audience.
Active Learning: Understanding the implications of new information for both current and future problem-solving and decision-making.
Other Credit Checker Job Titles
- Credit Interviewer
- Credit Rating Inspector
- Commercial Loan Reviewer
- Commercial Credit Lead
- Commercial Credit Advisor
Is There Job Demand for Credit Checkers?
In the United States, there were 38,500 jobs for Credit Checker in 2016. There is little to no growth in job opportunities for Credit Checker. Due to new job openings and attrition, there will be an average of 3,700 job openings in this field each year.

The states with the most job growth for Credit Checker are Utah, Florida, and Washington. Watch out if you plan on working in West Virginia, New Mexico, or Pennsylvania. These states have the worst job growth for this type of profession.
Average Credit Checkers Salary
The typical yearly salary for Credit Checkers is somewhere between $26,540 and $59,270.

Credit Checkers who work in Minnesota, New York, or Massachusetts, make the highest salaries.
How much do Credit Checkers make in different U.S. states?
State | Annual Mean Salary |
---|---|
Alabama | $36,390 |
Arizona | $41,640 |
Arkansas | $34,880 |
California | $42,680 |
Colorado | $45,780 |
Connecticut | $42,330 |
Delaware | $40,130 |
Florida | $37,680 |
Georgia | $34,550 |
Hawaii | $44,690 |
Idaho | $42,600 |
Illinois | $45,010 |
Indiana | $41,940 |
Iowa | $32,740 |
Kansas | $40,290 |
Kentucky | $41,310 |
Louisiana | $28,630 |
Maine | $37,140 |
Maryland | $39,830 |
Massachusetts | $46,440 |
Michigan | $44,020 |
Minnesota | $48,300 |
Mississippi | $30,440 |
Missouri | $36,060 |
Montana | $44,160 |
Nebraska | $37,690 |
Nevada | $33,930 |
New Hampshire | $39,010 |
New Jersey | $44,500 |
New Mexico | $35,370 |
New York | $48,420 |
North Carolina | $42,160 |
North Dakota | $38,330 |
Ohio | $40,780 |
Oklahoma | $38,370 |
Oregon | $45,130 |
Pennsylvania | $40,270 |
Rhode Island | $46,340 |
South Carolina | $40,340 |
South Dakota | $34,530 |
Tennessee | $39,220 |
Texas | $42,480 |
Utah | $37,490 |
Virginia | $40,500 |
Washington | $40,160 |
West Virginia | $36,440 |
Wisconsin | $43,240 |
Tools & Technologies Used by Credit Checkers
Below is a list of the types of tools and technologies that Credit Checkers may use on a daily basis:
- Microsoft Excel
- Microsoft Word
- Microsoft Office
- Microsoft PowerPoint
- Microsoft Outlook
- Web browser software
- Microsoft Access
- Data entry software
- Email software
- SAP
How do I Become a Credit Checker?
What education or degrees do I need to become a Credit Checker?

How many years of work experience do I need?

Credit Checkers Sector

The table below shows the approximate number of Credit Checkers employed by various industries.

Other Jobs You May be Interested In
Those who work as a Credit Checker sometimes switch careers to one of these choices:
References:
Image Credit: Dave Dugdale via Creative Commons Attribution-Share Alike 2.0 Generic
More about our data sources and methodologies.
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