What Does it Take to Be a Credit Authorizer?
Credit Authorizer Job Description Authorize credit charges against customers’ accounts.
Daily Life Of a Credit Authorizer
- Prepare credit cards or charge account plates.
- Mail charge statements to customers.
- Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
- Keep records of customers’ charges and payments.
- File sales slips in customers’ ledgers for billing purposes.
- Evaluate customers’ computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
What Every Credit Authorizer Should Know
When polled, Credit Authorizers say the following skills are most frequently used in their jobs:
Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Speaking: Talking to others to convey information effectively.
Reading Comprehension: Understanding written sentences and paragraphs in work related documents.
Writing: Communicating effectively in writing as appropriate for the needs of the audience.
Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
Judgment and Decision Making: Considering the relative costs and benefits of potential actions to choose the most appropriate one.
Other Credit Authorizer Job Titles
- Credit Representative
- Credit Officer
- Credit Adjuster
- Accounting Manager
Is There Job Demand for Credit Authorizers?
In the United States, there were 38,500 jobs for Credit Authorizer in 2016. There is little to no growth in job opportunities for Credit Authorizer. There will be an estimated 3,700 positions for Credit Authorizer per year.
The states with the most job growth for Credit Authorizer are Utah, Florida, and Washington. Watch out if you plan on working in West Virginia, New Mexico, or Pennsylvania. These states have the worst job growth for this type of profession.
Credit Authorizer Salary
The salary for Credit Authorizers ranges between about $26,540 and $59,270 a year.
Credit Authorizers who work in Minnesota, New York, or Massachusetts, make the highest salaries.
How much do Credit Authorizers make in each U.S. state?
|State||Annual Mean Salary|
What Tools & Technology do Credit Authorizers Use?
Below is a list of the types of tools and technologies that Credit Authorizers may use on a daily basis:
- Microsoft Excel
- Microsoft Word
- Microsoft Office
- Microsoft PowerPoint
- Microsoft Outlook
- Data entry software
- Microsoft Internet Explorer
- Financial accounting software
How do I Become a Credit Authorizer?
What education is needed to be a Credit Authorizer?
How many years of work experience do I need?
Where do Credit Authorizers Work?
The table below shows the approximate number of Credit Authorizers employed by various industries.
Image Credit: Dave Dugdale via Creative Commons Attribution-Share Alike 2.0 Generic
More about our data sources and methodologies.
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